Direct loans

CHFA provides commercial loans directly to manufacturers,  resulting in these benefits:

• Down payments as low as 15%
• Fully amortizing fixed rates
• Loan terms up to 20 years
• Competitive fees
• Loan amounts up to $20,000,000
• Nonmanufacturing uses also eligible
• Refinancing may also be eligible

Manufacturing tax exempt bonds

Under current U.S. Treasury regulations, businesses with a strong financial history and project sizes between $2 million and $7 million can gain below market interest rates through manufacturing tax exempt bonds. CHFA is Colorado’s largest issuer of manufacturing tax exempt bonds and offers a streamlined process for securing them.

Benefits include:

• Rates that are generally 2% to 3% below conventional financing
• Fixed or variable rate structures
• Loan terms up to 40 years on real estate