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CHFA's lower equity requirements and long term fixed rates help small businesses reinvest more capital into
their businesses, strengthening operations and financial stability. CHFA understands the challenges small businesses
face in rural areas and we are committed to providing the tools necessary to help them grow. CHFA’s rural business loan
programs are designed for established businesses located in rural areas. Loan proceeds can be used to finance owner-occupied
commercial real estate and equipment.
Rural business advantages include:
- Long terms (up to 20 years for real estate)
- Fixed interest rates
- 90 percent financing available for eligible projects
- Below market rates available in
select counties
Applying to CHFA:
Bankers or business owners may contact CHFA for current rates. Loan applicants must complete a loan application,
project plan, and personal financial statement. All forms are
available online. Contact a
Commercial Lender to learn more.
Is your business located in a rural community?
Eligible communities are those with populations of less than 50,000. The following areas are excluded: Adams County,
western Arapahoe County, Boulder County, Broomfield County, Denver County, Douglas County, Jefferson County, Ft. Collins, Pueblo, Colorado Springs, and Greeley.
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