For existing businesses located in rural areas of the state, CHFA provides special rates and terms on its direct loan products. With down payments as low as 10%, businesses receive a fixed rate for a term up to 20 years on commercial owner-occupied real estate.
Apply directly to CHFA for special incentives on loan amounts up to $500,000. Attractive fixed rates and lower down payment requirements are also available on loan amounts exceeding $500,000 through our direct lending program.
If you've decided you are ready to apply for a CHFA rural business loan, please complete the application, project plan, and personal financial statement and fax to us for review.
Is your business located in a rural community?
Eligible rural communities are those with populations of less than 50,000. The following areas are excluded:
- Adams County, western Arapahoe County, Boulder County, Broomfield County, Denver County, Douglas County, and Jefferson County
- Ft. Collins
- Pueblo
- Colorado Springs
- Greeley