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Fixed Rate Options for Commercial Loans Effective September 22, 2008
Business Finance Rates	20-yr	30-yr	Prepayment Penalty
Direct Loans:
Direct, Rural, SBA 504, 501(c)3 taxable  Loans up to $750,000 -loans up to $250,000 -loans over $250,000 up to $750,000	7.400% 7.550%	N/A N/A	none 5,4,3,2,1%
Renew Colorado (Waste Diversion)	5.000%	N/A	none
CHFA Direct and SBA 504 Loans greater than $750,000	7.550%	N/A	10 year
B&I (USDA Guaranteed loans - rural areas only)	7.450%	7.650%	10 year
501(c) 3 - Tax Exempt (Limited to 501(c) 3 non-profit organizations) (Does not include COI 1.5%) 501(c)3 - Taxable (Limited to non-profit organizations) (Does not include COI 1.0%)	6.650% 7.550%	6.750% 7.750%	10 year 10 year
Guaranty Purchase (lender originated loans):
B&II (USDA Guaranteed Loans) -loans less than $1,000,000 -loans greater than $1,000,000	7.150% 8.350%	7.350% 8.550%	none none
SBA 7(a) and LowDoc guaranteed loans	7.450%	7.650%	none
FSA (Farm Service Agency)	6.900%	7.100%	none

• Rates subject to change

For additional information or to request a purchase, contact us at: 303.297.2432 or 800.877.2432.
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