You may be unable to pay the amount needed to bring your loan current in a short period of time. If that occurs, CHFA may help you with extended repayment agreements, loan modifications and insurance claim requests.

If you wish to give up your property, you might be able to deed it back or sell it for less than the balance owed. For further information refer to the Pre-foreclosure Sale Procedure form.

A financial review is required to qualify for the above programs. To start this process, you must complete a Financial Disclosure Statement and attach all supporting documentation before submitting your request to this office. If you wish to sell your property for less than the balance owed, a counseling session is required and completion of additional forms, such as a Short Sale and Counseling Certification. Submit only completed packages.

If you have any additional questions, please contact our Loan Servicing Department by email or by phone at 303.297.7493.