Mortgage Credit Certificates (MCCs)
MCC FAQs
Income and Purchase Price Limits
Census Tract Search
Targeted Areas
MCC Program Brochure
Lender/Realtor Trainings
MCC Example
MCC 14
Census Tract Search
If your household income or purchase price exceeds the
income and purchase price limits
for a non-targeted area, but you are buying or refinancing in a county that has targeted areas, you can see if you still qualify for an MCC by finding your property census tract.
Once you have the census tract, simply compare it to our
targeted areas
list. If your census tract is on the targeted areas list, then you are eligible for a MCC as long as your purchase price and/or household income is below the limit set for the targeted area.
To determine in which census tract the property is located, please visit
http://www.ffiec.gov/Geocode/default.aspx
and enter the property address.
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