If you ever have trouble making your house payments, contact a HUD-Approved Housing Counselor.  These counselors offer face-to-face individual counseling and act as an unbiased third party liaison between you and your mortgage lender.  As a HUD agency, they offer free home buying, renting, default, foreclosure, credit and reverse mortgage counseling throughout the state.

City of Aurora Community Development Division
9898 E. Colfax Ave.
Aurora, CO 80010
303.739.7900     fax: 303.739.7925 

Boulder County Housing Authority
3482 N. Broadway
Boulder, CO 80306
303.441.3929     fax: 303.441.1537 

Upper Arkansas Area Council of Governments (UAACOG)
330 Royal Gorge Blvd.
Canon City, CO 81212
719.275.8350    

Consumer Credit Counseling Service - Colorado Springs
1233 Lake Plaza Dr., Suite A
Colorado Springs, CO 80906-3555
719.576.0909     fax: 719.576.3756 

Consumer Credit Counseling Service - Colorado Springs
5265 N. Academy Blvd., Suite 1000
Colorado Springs, CO 80918
719.598.2227     fax: 719.598.7850 

Adams County Housing Authority
7190 Colorado Blvd., 6th Floor
Commerce City, CO 80022-1812
303.227.2075, x4        fax: 303.227.2098 

Brothers Redevelopment, Inc.
2250 Eaton St.
Garden Level Suite B
Denver, CO 80214-1210
303.202.6340, x234     fax: 303.274.1314 

CCCS of Greater Denver, a Division of MMI
600 17th St., #2800
Denver, CO 80202
303.634.2225     fax: 303.632.2101 

CCCS Denver Aurora Branch
10375 E. Harvard Ave., #300
Denver, CO 80231
303.632.2227     fax: 303.632.2102 

NEWSED Community Development Corp.
1029 Santa Fe Dr. 
Denver, CO 80204
303.534.8342, x124     fax: 303.534.7418 

NID Housing Counseling Agency
3401 Quebec St., Suite 1012
Denver, CO 80207
303.377.3375     fax: 303-680-0444

Northeast Denver Housing Center
1735 Gaylord St.
Denver, CO 80206
303.377.3334     fax: 303.377.3327 

Rocky Mountain Mutual Housing Association
1150 Syracuse St.
Denver, CO 80220
303.388.9613     fax:303.863.8806 

SouthWest Improvement Council
1000 S. Lowell Blvd.  
Denver, CO 80219
303.934.8057     fax: 303.934.0035

Housing Solutions for the Southwest
295 Girard St.
Durango, CO 81303
970.259.1086, x15       fax: 970.259.2037 

Consumer Credit Counseling Service Northern Colorado & SE Wyoming
1247 Riverside Ave.
Fort Collins, CO 80524
970.229.0695     fax: 970.229.0695 

Neighbor to Neighbor
424 Pine St., Suite 203
Fort Collins, CO 80524
970.484.7498     fax: 970.407.7045

Tri-County Housing & CDC
34385 Highway 167
Fowler, CO 81039
719.263.5168     fax: 719.263.5460 

Mountain Regional Housing Corporation
101 West 8th St., 1st floor
Glenwood Springs, CO 81601
970.384.6447     fax: 970.384.6449 

CCCS of Greater Denver, a Division of MMI
225 N. 5th St., #11
Grand Junction, CO 81502
970.242.2000     fax: 970.243.6005 

Grand Valley Housing Initiatives
1011 North 10th St.
Grand Junction, CO 81501
970.245.0388, x224     fax: 970.241.5514

Housing Resources of Western Colorado
524 30 Rd., Suite 3
Grand Junction, CO 81504
970.241.2871, x116     fax: 970.245.4853

Consumer Credit Counseling Service of Northern Colorado & SE Wyoming
918 13th St., #2
Greeley, CO 80631
970.229.0695     fax: 970.229.0721

CCCS of Greater Denver, a Division of MMI
7120 E. County Line Rd.
Highlands Ranch, CO 80126
303.989.3300     fax: 303.632.2101

Consumer Credit Counseling of Northern Colorado & SE Wyoming
2919 W. 17th Ave., #202
Longmont, CO 80503
toll-free: 800.424.2227        fax: 970.229.0721

Consumer Credit Counseling of Northern Colorado & SE Wyoming
315 E. 7th St.
Loveland, CO 80537
970.229.0695     fax: 970.229.0721

Neighbor To Neighbor
565 N. Cleveland Ave.
Loveland, CO 80537
970.663.4163     fax: 970.663.2860

Catholic Charities of the Diocese of Pueblo, Inc.
429 W. 10th St., Suite 101
Pueblo, CO 81003
toll-free: 800.303.4690        fax: 719.544.4215 

Consumer Credit Counseling Service - Pueblo
200 W. 1st St., Suite 302
Pueblo, CO 81003
719.542.6620     fax: 719.542.7057

NeighborWorks of Pueblo
1241 E. Routt
Pueblo, CO 81004
719.544.8078     fax: 719.544.0271

Consumer Credit Counseling of Northern Colorado & SE Wyoming
508 S. 10th Ave.
Sterling, CO 80751
toll-free: 800.424.2227        fax: 970.229.0721

CCCS of Greater Denver, a Division of MMI
9101 Harlan, #150
Westminster, CO 80030
303.426.4442     fax: 303.426.4442

Colorado Rural Housing Development Corp.
3621 W. 73rd Ave., Suite C
Westminster, CO 80030
303.428.1448, x202     fax: 303.428.1989