Direct lending

CHFA supplies direct financing of real estate and equipment. These loans are originated and serviced by CHFA and provide a long term fixed rate with a lower down payment to the borrower.
 
Using a typical structure, the lender provides the interim/construction financing and receives a premium for referring the project to CHFA for the permanent loans.

Fixed rates on federally guaranteed loans

CHFA purchases bank-originated federally guaranteed loans, fixing rates on the guaranteed portion of the loan. Eligible loans include:

• Farm Service Agency
• Business and Industry 
•  7(a) and LowDoc

Banks receive a loan premium as well as serving income while providing a fixed rate to the borrower.

Ready to get started?

Get more information on selling a CHFA federally guaranteed loan.

Learn more about CHFA’s direct lending programs in our website's businesses section.

Do you have an environmentally contaminated property?  CHFA can help.

Find and complete CHFA's application forms.