CHFA has established a Lender Advisory Group to assist our Home Finance Division in the creation, modification and/or administration of its products, programs and processes. This group represents originators, processors, closers, shippers and operations managers. The Advisory Group members have staggered two year terms. Group members are selected because of their industry knowledge, not because of their volume of CHFA loans. The meetings are held quarterly in Denver at the CHFA office, 1981 Blake Street.

	Melinda Berlin Post Closing Coordinator Premier Mortgage Group		Pam Sadowski Post Closing Vectra Bank
	Patti Chamberlain Loan Officer Alpine Bank		Linda Murray Mortgage Manager Citizens State Bank
	Cathy Smotherman Loan Officer State Bank, Wiley		Shelia Thompson Post Closing Air Academy FCU
	Beverly Widdel Loan Officer Wells Fargo

Not pictured:

Gayle Campbell, Underwriter, Universal Lending

Dennis Edson, Manager, Unifirst Mortgage Corporation

Frank Giuliano, Branch Manager, American Home Mortgage

Cindy Howeth, Loan Officer, 1st Priority Home Loans

David B. Johnson, Operations Processor, Wells Fargo

Laura Uschok, AVP of Strategic Products, Countrywide Home Loans