refinance and save with chfa!

CHFA Refinance Options
Whether you are currently a CHFA customer or are looking to refinance a non-CHFA mortgage, our three refinance programs could help you to:

  • Reduce your monthly mortgage payment,
  • Reduce or eliminate your mortgage insurance, and/or
  • Pay off a purchase money second mortgage loan.*

conventional refinance programs

CHFA has two conventional refinance programs, both of which enable refinances up to 97 percent loan-to-value (LTV). In addition, you may:

  • Get help with closing costs with CHFA's Borrower Premium;
  • Get rid of your mortgage insurance, either by having enough equity or using the CHFA Advantagesm Refinance; and/or
  • Lower your interest rate.

government refinance program

If you have an existing FHA loan through CHFA, you can refinance via an FHA Streamline Refinance to lower your monthly payment. And with CHFA's Borrower Premium program, you can get up to 3 percent of your refinance amount to use for closing costs.

Start saving today! Find a CHFA Participating Lende​r and tell them you want to refi with CHFA.

*Restrictions apply.

Find a CHFA Participating Lender


Contact a CHFA Partic​ipating Lender ​to get started on your road​ home.
​​​ ​