get smart, get housed Now you can experience the freedom that comes with homeownership: Get a pet (or all of them), paint your walls (that lovely shade of green), and finally have a place to hang your “art.” It’s your home—make it your own! Page Image Image Caption Page Content get smart: chfa-sponsored homebuyer education We don’t just invest in your home—we invest in your success. By sponsoring homebuyer education in-person and online, we give you the tools to make informed decisions and take the intimidation out of buying a home. Arm yourself with the information you need to find your future home! get housed: down payment assistance & home loan programs Get help with down payment and closing costs—just choose the assistance option that best meets your needs. down payment assistance grant* (chfa dpa grant) zero-percent second mortgage loan* Up to 4 percent of your first mortgage** (Example: Get up to $8,000 on a $200,000 mortgage) No repayment required Up to 5 percent of your first mortgage** (Example: Get up to $10,000 on a $200,000 mortgage) Repayment of loan balance deferred until certain events, such as payoff of your first mortgage, or the sale or refinance of the home Continue the savings with our loan program options, which may include: Low 3 percent down payment requirement – our assistance options can cover this too! Programs without mortgage insurance get started! Talk to a CHFA Participating Lender to find out if you qualify and to determine which loan program will best meet your needs. In addition, you can view income limits in your area to see if your income is within our requirements. * Higher interest rates on the first mortgage may apply **For a 30-year, fixed-rate loan get smart and get housed! Contact a CHFA Participating Lender to get started on your road home.Disclaimer: CHFA does not lend money directly to consumers. We use approved Participating Lenders to qualify consumers and make all mortgage loans.