chfa firststep/firststep plus Available for purchase loans only Restricted to first-time homebuyers, qualified veterans, and non-first-time homebuyers purchasing in targeted areas Separate income and purchase price limits apply Program eligibility is subject to CHFA's household income calculation (see matrix for details) Only available for FHA 203(b) mortgage loans Minimum decision credit score for all scored borrowers of 620+; borrowers with no credit score permitted CHFA Second Mortgage available for assistance with down payment, closing costs, and prepaids First and Second mortgage may be subject to the Federal Recapture Tax provision Filter by Program - select a program name and the forms will appear below. All Programs CHFA Preferredsm/Preferred Plussm CHFA Preferred Very Low Income Program (VLIP) CHFA Advantagesm CHFA Advantage Very Low Income Program (VLIP) CHFA FirstStepsm/FirstStep Plussm CHFA SmartStepsm/SmartStep Plussm CHFA HomeAccesssm FHA Streamline Refinance CHFA SectionEightsm Homeownership Reissued Mortgage Credit Certificate informational documents CHFA FirstStep and FirstStep Plus Program MatrixCHFA FirstStep Income and Purchase Price Limits applicable forms CHFA Form 205: Modification of Note and Deed of TrustCHFA Form 220: Tax Exempt Financing Rider (FirstStep and HomeAccess programs only)CHFA Form 305: CHFA Second Mortgage NoteCHFA Form 310: CHFA Second Mortgage Deed of TrustCHFA Form 355A: Second Mortgage Good Faith Estimate (non-amortizing)CHFA Form 355B: Second Mortgage HUD 1A Settlement Statement (non-amortizing)CHFA Form 375: Second Mortgage Documents InstructionsCHFA Form 376: Second Mortgage Loan EstimateCHFA Form 377: CHFA Second Mortgage Closing DisclosureCHFA Form 401: Initial Applicant Affidavit (FirstStep and HomeAccess programs only)CHFA Form 402: Final Applicant Affidavit (FirstStep and HomeAccess programs only)CHFA Form 407: Notice of Recapture Tax to Mortgage Loan BorrowersCHFA Form 704: Change or Cancellation of LockCHFA Form 707: Lock WorksheetCHFA Form 746-2nd: CHFA Second Mortgage Program Compliance Review Submission ChecklistCHFA Form 747-2nd: CHFA Second Mortgage Purchase Review Submission ChecklistCHFA Form 750: CHFA FirstStep Program Compliance Review Submission ChecklistCHFA Form 751: CHFA FirstStep Purchase Review Submission Checklist
