chfa preferred/chfa preferred plus/chfa preferred very low income program (VLIP) 30-year term purchase and refinance program Conventional loan - Freddie Mac “Home Possible Advantage for HFAs”; Fannie Mae “HFA Preferred™” Mid credit score of 620 or higher required 3 percent down payment or equity required (may be gift) Down payment assistance available for purchase Low monthly mortgage insurance payments Not subject to Recapture Tax MCC may be used with this program Filter by Program - select a program name and the forms will appear below. All Programs CHFA Preferredsm/Preferredsm Plus/CHFA Preferred Very Low Income Program (VLIP) CHFA Advantagesm/CHFA Advantage Very Low Income Program (VLIP) CHFA FirstStepsm/FirstStep Plus CHFA SmartStepsm/SmartStep Plus CHFA HomeOpenersm/HomeOpener Plus CHFA HomeAccesssm FHA Streamline Refinance CHFA SectionEightsm Homeownership CHFA Statewide Mortgage Credit Certificate Reissued Mortgage Credit Certificate Other Program Documents informational documents CHFA Preferred Refinance MatrixCHFA Preferred/CHFA Preferred Plus/CHFA Preferred Very Low Income Program (VLIP) MatrixCHFA VLIP Income Limits (CHFA Advantage, CHFA Preferred, and CHFA Preferred Plus)CHFA Income Limits applicable forms CHFA Form 205: Modification of Note and Deed of TrustCHFA Form 230M: Non-MERS AssignmentCHFA Form 305: CHFA Second Mortgage NoteCHFA Form 310: CHFA Second Mortgage Deed of TrustCHFA Form 375: Second Mortgage Documents InstructionsCHFA Form 376: Second Mortgage Loan EstimateCHFA Form 377: CHFA Second Mortgage Closing DisclosureCHFA Form 704: Change or Cancellation of ReservationCHFA Form 707: Reservation WorksheetCHFA Form 727: CHFA Preferred Purchase and Refinance Program Compliance Review Submission ChecklistCHFA Form 728: CHFA Preferred Purchase and Refinance Purchase Review Submission ChecklistCHFA Form 738: Post Closing Review Submission ChecklistCHFA Form 746-2nd: CHFA Second Mortgage Program Compliance Review Submission ChecklistCHFA Form 747-2nd: CHFA Second Mortgage Purchase Review Submission ChecklistCHFA Form 770: Condo Project Approval Certification (Conventional Loans only)CHFA Form 780: Housing Restrictions Approval Certification approved private mortgage insurance companies Arch MI Essent Guaranty Genworth Mortgage Insurance MGIC National Mortgage Insurance Radian United Guaranty
