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The Colorado Fresh Food Financing Fund (CO4F) finances grocery stores and other forms of healthy food retail in underserved communities throughout Colorado. This statewide fund is anticipated to leverage $20 million in investment and improve food access for Coloradoans.

Goals of CO4F include:
  • Improve retail access to fresh and healthy foods;
  • Encourage economic development in low- to moderate-income neighborhoods;
  • Provide attainable financing to food retail outlets that improve food access;
  • Partner with local governments when possible to enhance the benefits and successes; and
  • Develop a Colorado model based upon national best practices.


The fund can support a wide range of activities that improve access to healthy food retail. Some examples include: business start-up and expansion costs; opening a new store; keeping a store open under new ownership; new or upgraded equipment and displays; land assembly; and developing an innovative business concept. Click here for a program overview, detailed program guidelines with eligibility criteria, or the pre-application form.


The seed funding for CO4F comes from The Colorado Health Foundation, which developed this initiative based on research on food access barriers in Colorado communities and national Fresh Food Financing best practices. CO4F is partnering with the Colorado Enterprise Fund (CEF) to finance small and innovative fresh food concepts. Progressive Urban Management Associates (P.U.M.A.) serves as the Food Access Organization for the Fund, providing general information to prospective borrowers. The Colorado Housing and Finance Authority (CHFA) serves as the fund administrator and manages the allocation of grants and loans.


In fall of 2011, the Denver Food Access Task Force released "Healthy Food for All: Encouraging Grocery Investment in Colorado," which outlined policy recommendations to improve access to affordable, healthy food and stimulate economic development in Denver and throughout Colorado.

Using those recommendations as a blueprint, a CO4F working group explored ways to remove barriers that prevent Colorado's underserved population from obtaining healthy food. The working group was chaired by Cameron Bertron of EFG Brownfield Partners. Other representatives were from the Colorado Health Foundation, CHFA, the Denver Department of Environmental Health, the Denver Office of Economic Development, the Colorado Enterprise Fund, the Mile High Community Loan Fund and the Rocky Mountain Farmers Union.

Contact Information

General inquiries, application help,
eligibility & technical questions:

Erica Heller
Progressive Urban
Management Associates


Loan inquiries up to

Alan Ramirez
Colorado Enterprise Fund

Loan inquiries of

Tim Dolan

CO4F Links
Program Overview

Program Overview - Spanish

Program Guidelines

Program Guidelines - Spanish

Grants Policy

Grants Policy - Spanish

Pre-Application form

Pre-Application form - Spanish

FAQs - Spanish

CO4F in the News
April 9, 2014

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