With respect to its programs, services, activities, and employment practices, Colorado Housing and Finance Authority prohibits unlawful discrimination against applicants or employees on the basis of age 40 years and over, race, sex, sexual orientation, gender identity, gender expression, color, religion, national origin, disability, military status, genetic information, marital status or any other status protected by applicable federal, state or local law.

The Fair Housing Act covers most housing and protects people from discrimination when they are renting or buying a home, getting a mortgage, seeking housing assistance, or engaging in other housing-related activities. Additional protections apply to federally-assisted housing.

Under the Federal Fair Housing Act, it is illegal to discriminate against any person because of race, color, religion, sex (including gender, gender identity, sexual orientation, and sexual harassment), national origin, disability or familial status. To learn more about housing discrimination under the Fair Housing Act click here.

If you believe you have been discriminated against in violation of the Federal Fair Housing Act, you may file a complaint online with the U.S. Department of Housing and Urban Development’s (HUD) Office of Fair Housing and Equal Opportunity (FHEO) here or by contacting:

U.S. Department of Housing and Urban Development
Assistant Secretary for Fair Housing and Equal Opportunity
Washington, D.C. 20410
1.800.669.9777 (Toll Free)
1.800.927.9275 (TTY)

Denver Regional Office of FHEO
U.S. Department of Housing and Urban Development
1670 Broadway
Denver, Colorado 80202-4801
303.672.5437
800.877.7353 (toll free)
303.672.5248 (TTY)


Under the Federal Equal Credit Opportunity Act (ECOA), it is illegal to discriminate in any credit transaction, including a mortgage loan, on the basis of race, color, national origin, religion, sex (including sexual orientation and gender identity), marital status, or age; because all or part of the applicant’s income is derived from a public assistance program; or because the applicant has exercised in good faith any right under the Consumer Credit Protection Act.

If you believe you have been discriminated against in violation of ECOA, you may file a complaint or contact the Consumer Financial Protection Bureau at:

Consumer Financial Protection Bureau
Attention: The Office of Fair Lending
1700 G Street, NW
Washington, D.C. 20552
855.411.CFPB (2372)
855.729.CFPB (2372) (TTY)
855.411.2372 (Para presentar una queja en Español)
[email protected]
File a Complaint​

Under Colorado fair housing law, it is illegal for any mortgage lender to discriminate against any person in the terms, conditions, or privileges pertaining to any housing because of disability, race, creed, color, sex, sexual orientation (including transgender status), marital status, familial status, religion, national origin, or ancestry or source of income.

If you believe you have been discriminated against in violation of Colorado fair housing law, you may file a complaint or contact the Colorado Civil Rights Division at:

Colorado Civil Rights Division
Department of Regulatory Agencies
1560 Broadway, Suite 1050
Denver, Colorado 80202
303.894.2997/1.800.262.4845
V/TDD: Dial 711 for Relay Colorado
Housing Complaint Intake Packet​ (in English)
Material para presentar una queja en Español

Below please find links to additional information about your fair lending rights:

Federal Trade Commission: Helpful tools to protect yourself from discrimination
Consumer Financial Protection Bureau: Credit Discrimination Information​​

Did you find a problem that prevents access? Contact us.

Requests for reasonable accommodation, the provision of auxiliary aids, or any complaints alleging violation of this nondiscrimination policy should be directed to the Nondiscrimination Coordinator, 800.877.2432, TDD/TTY 800.659.2656, CHFA, 1981 Blake Street, Denver, Colorado 80202-1272.

If you have concerns, questions or complaints alleging violation of this nondiscrimination policy with respect to employment practices, please direct your questions to Debbie Herrera, Nondiscrimination Coordinator for Employment Practices, 303.297.7338, TDD/TTY 800.659.2656, CHFA, 1981 Blake Street, Denver, Colorado 80202-1272.