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The Cash Collateral Support (CCS) program provides a cash deposit as additional collateral for a business loan when the business cannot meet the lender’s collateral requirements.

The maximum loan size allowed is $10 million and the business borrower must have less than 750 employees. The program is capped at deposits of 25 percent of the loan amount or $250,000 (whichever is less).

Please Note: Funding for Cash Collateral Support is subject to availability and loan eligibility.​

​​​Lender Benefits

  • Strengthens lender’s LTV 
  • Cash collateral deposits are held by the lender 
  • Most businesses and loan types are eligible 

CCS Example

Collateral Value Margin Lending Capacity
Equipment $323,000 65% $210,000
Cash Deposit $70,000 100% $70,000
    Total $280,000


  • Manufacturer  
  • $280,000 line of credit approved by lender, secured by existing equipment​
  • Equipment was valued at $323,000 
  • Bank limits were 65 percent LTV on used equipment 
  • A $70,000 cash deposit was provide​d through CCS

Lender Resources

Contact Us

Contact the CHFA Community Development Lending Team to learn how we can partner with your organization.