CHFA works with local lenders statewide to offer these easy-to-use credit enhancement programs.

Review the programs below to see which one works for you, then simply contact a participating lender to access the capital your business needs for:
  • Working capital
  • Equipment purchases
  • Start-up costs​​​​​

Please Note: All programs subject to funding availability.​

Cash Collateral Support

Is your business experiencing a collateral shortfall that is preventing you from securing the financing you need to grow?

To help ensure the program benefits small and mid-sized businesses, the maximum loan size allowed is $20 million and the business must have less than 750 employees.

The program is capped at deposits of 25 percent of the loan amount or $500,000 (whichever is less).

​Colorado Credit Reserve (CCR) – Access to Capital

Do you need to raise capital for your small business to access working capital, lines of credit, etc.?

If you are eligible, CCR may enhance your loan application and reduce the lender’s risk, which may increase your probability of getting the loan you need. 

If you are seeking financing up to $500,000, CCR is the program for you. ​

Learn More


​If you are interested in the above programs, please contact a CCR program participating lender or contact CHFA Community Development​ at 303.297.2432 or 1.800.877.2432.​