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 homeownership in colorado

find your road home with CHFA

CHFA is Colorado’s trusted partner for affordable and responsible homeownership.  

Through our statewide networ​k of participating lenders, we offer:

  • ​home purchase and refinance loans; and
  • grants and second mortgage loans for down payment and closing cost assistance.
We also sponsor free homebuyer education across the state in English and Spanish to help prepare you for homeownership.​ ​​

 participating lender resources

Start your new chapter of homeownership by following these simple steps to purchase or refinance a home with CHFA's affordable loan programs.


CHFA-sponsored homebuyer education classes will help you learn the ins-and-outs of buying a home. 

We offer different class formats to meet your needs, including in-person and online classes in English and Spanish.

CHFA's loan programs are available through our statewide network of more than 100 participating lenders.​

Find a CHFA Participating Lender close to you and get started on your road home. 

We offer a variety of programs to meet your needs. Our most popular programs include:

Need help with your down payment and/or closing costs?

Let CHFA's optional Down Payment Assistance Grant (CHFA DPA Grant) or zero-percent second mortgage loans reduce your up-front homebuying costs.​​​

Refinance with CHFA and take advantage of our Borrower Premium program: Receive up to 2 percent of your first mortgage loan towards your closing costs.

  • Learn more about the CHFA MCC, a tax credit program that can save you 20% of your mortgage interest every year you live in your home.
  • Current MCC holders: Learn how to manage your MCC through a refinance or sale of your home and get the forms needed for each situation

Use our calculators to help you on your journey to homeownership.​

Find out how much you might be able to afford and your estimated monthly payment. 

CHFA helps homeowners at risk of foreclosure connect with HUD-approved housing counselors. 

We also sponsor the Colorado Foreclosure Hotline, 1.877.601.HOPE (4673). One out of four households who meet face-to-face with a housing counselor avoids foreclosure. 


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Wester​n Slope