We also recommend that you sign up for CHFA's Your Road Home monthly eNewsletter for prospective homebuyers. This resource offers an inside look into the homebuying process, including frequently used terms and timely topics.
Credit is critical to the homebuying process. Your credit history has information on how you borrow money, use credit, and pay it back. Your credit, your credit scores, and how wisely you shop for a loan that best fits your needs may have a significant impact on the mortgage interest rate and the fees you pay. Learn how to read your credit report and learn how credit affects the homebuying process.
CHFA-sponsored homebuyer education is offered through housing counseling agencies across the state. Online and in-person classes are available. In-person classes are free. Register for a class today!
A lender will provide you with a pre-approval and/or a prequalification. Learn the differences between each.
To find a CHFA Participating Lender in your area, click here.
Homebuyer education classes and speaking with a mortgage loan professional are great ways to learn about all the options available. Register for a class or speak with a CHFA Participating Lender today!
Remember, the real estate agent works for you—you are in control of the process. Click here to learn how to select a real estate agent, including the right questions to ask to help find the one best suited to your needs.
Click here to learn more about the documents you will sign at closing.
Here are tips on successful homeownership, including regular preventative maintenance you should perform every year you own your home.
As a CHFA customer, you will now receive our quarterly newsletter, CHFA Homeowner, which shares tips on building savings, home improvement and maintenance, credit, and more! It is automatically delivered to you in print, but if you would like to receive it electronically instead once available, sign up now.