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Developing habits of good money management can pay off—and they’re especially important to keep in mind during the holidays. Consider the following five tips to save and manage your finances wisely.
We are interested in your experiences using the CHFA website. We would like to invite you to participate in an anonymous survey to help us ensure that chfainfo.com is user-friendly, up-to-date, and meets your needs.
Would you like some assistance with learning ways to manage your finances, save money, or build your credit? These are just a few areas in which anyone may gain more knowledge, especially when preparing to buy a home.
Homeownership is possible, especially if you build the right team. Below is a suggested list of team members:1. You! -As the “team captain,” you get to choose your team of homebuying experts—the right team will help you make informed decisions, helping you feel more confident and comfortable as you move forward.
Since April 2022, Colorado’s real estate market has cooled—what does that mean? Home prices have trended slightly downward and while there is not necessarily more inventory available, there are less buyers due to rising interest rates.
If you are in the market to buy a home, you’re probably aware that the U.S. economy is experiencing high inflation right now, and that to control inflation, the Federal Reserve has been raising short-term interest rates since mid-2022.
The best time to take a homebuyer education class is when you are starting to consider buying a home. Be prepared and knowledgeable by learning how to...
There’s optimism blooming on the homebuying horizon: after a couple years of fast-paced home sales in Denver and Colorado, the real estate industry is calming down a bit.
April is National Financial Capability Month—a great time to assess and/or build your understanding of saving, earning, borrowing, investing, and protecting your money wisely. One of the most important foundations that shapes your financial capability is credit.
Once you’ve determined you are ready to buy a home, choosing the right real estate agent is an important step in finding and securing your dream home. A real estate agent is one of the key players on your journey to homeownership
As a first-time homebuyer, it may be best to focus on your “needs” versus your “wants.” Answer the questions below to figure out what’s most important on your house-hunting list:
Looking back on 2022, CHFA helped more than 6,500 Coloradans become homeowners with our home loan programs and down payment assistance and served more than 7,000 Coloradans with pre-purchase homebuyer education.
Will 2023 be the year you buy a home? Perhaps you’ve been contemplating it, weighing the pros and cons, and considering the true costs of homeownership.
In addition to reviewing your finances, budget, and credit prior to applying for a mortgage loan, prepare for documentation collection. When you apply for a mortgage loan, there are several documents and pieces of information that you may be asked to provide by your mortgage lender.
There are many financial goals to strive for throughout life and one of the most impactful is building generational wealth. This is the ability to pass down your assets to a member of your family, so they may have greater opportunity
Finding an affordable option for homeownership in Colorado can be a challenge with high home prices and inventory strain; however, there are unique programs designed to help bring affordability within reach.
As a prospective homebuyer, understanding the current homebuying market can help you make more informed decisions and facilitate thoughtful planning. Throughout 2022, several changes have occurred that have created a different
what prospective homebuyers should know about debt and income What is DTI? When you apply for a home mortgage loan, your lender will need to consider what existing debt you have before qualifying you.
This year, the cost of living has increased in many ways. In fact, in March 2022, inflation rose to 8.5 percent, representing the largest 12-month increase since 1981*. This can affect budgets and savings plans.
Manufactured housing options can provide an affordable opportunity for homeownership. In Colorado, there are more than 900 mobile and manufactured home communities, where more than 100,000 Coloradans live.