Homeownership is more than just a dream for thousands of CHFA homeowners—now it’s your turn to make it a reality.
Insecure about your financial knowledge? You are not alone!
In a 2023 annual financial literacy survey*, U.S. adults correctly answered only 48 percent of the 28 basic money questions.
Begin your road home by taking advantage of available tools and resources below.
Creating a Budget
A budget will help encourage savings, prepare you for unexpected expenses, and identify spending that doesn’t align with your goals. It will also help you prepare for the costs of buying a home and meet the ongoing costs of homeownership.
Understanding Credit
Credit is critical to the homebuying process. Your credit history has information on how you borrow money, use credit, and pay it back. Your credit may have a significant impact on the mortgage interest rate and the fees you pay.
Financial Education Providers
Financial education may help homebuyers make better informed financial decisions. Below, we have provided a short list of financial education providers available across the state. In addition, the Colorado Office of Financial Empowerment supports and champions the work of government and community-based agencies who provide financial empowerment services at the local level.
- Boulder County Housing Authority
- Brothers Redevelopment, Inc.
- City of Aurora
- Community Resources and Housing Development Corporation
- Del Norte Neighborhood Development Corporation
- Denver Housing Authority
- Douglas County Housing Partnership
- Housing Resources of Western Colorado
- NeighborWorks of Southern Colorado
- NEWSED Community Development Corporation
- Northeast Colorado Housing, Inc.
- Northeast Denver Housing Center
- Southwest Improvement Council
- Summit Combined Housing Authority
- Total Concept
- Upper Arkansas Area Council of Governments
- Housing Solutions of the Southwest
- Savings Collaborative
- CrossPurpose
- Additional providers can be found on the Colorado Office of Financial Empowerment.