get with the (chfa) program

CHFA Programs
​Real Estate Professionals 
CHFA continues to accept, process, and purchase home mortgage loans daily. We are committed to fulfilling our mission and making affordable homeownership available to our community. Learn more at

Additional information on continuing CHFA-wide updates related to COVID-19 can be found here.

Chances are, you don’t know the new CHFA. There is a lot of outdated information about CHFA in the market that could be keeping you from customers that might benefit from our programs.

did you know…

    • We offer conventional, FHA, VA, USDA-RD loans.
    • Non-first-time homebuyers are accepted on most CHFA loan programs.
    • We have program compliance review turnaround times of less than 24 hours.
    • We have up to 3% down payment assistance as a grant and up to 4% as a non-interest bearing second mortgage loan.
    • We have loan programs available for borrower(s) with credit scores of 620 and higher.
    • There is a $126,200 income limit on most programs.
    • There is a maximum loan limit of the lower of $510,400 or the loan limit required by FHA, VA, USDA-RD, Fannie Mae or Freddie Mac, as applicable.
    • Qualifying income is accepted on most CHFA loan programs.
    • Homebuyers do not need to put 20% down to qualify for CHFA loans (3.5% for FHA loan programs and 3% for conventional loan programs)

View the most commonly-asked questions about CHFA home loan programs and sign up for the CHFA Real Estate Professional eNews to stay on top of CHFA Home Finance information. 

​Contact Pam Francil to learn how CHFA may be able to benefit your homebuyers.