credit enhancements Increase your lending tools by utilizing one of CHFA’s credit enhancement programs. Page Image Image Caption Page Contentcash collateral support (ccs) Apply for collateral support to strengthen for profit, nonprofit, and manufacturer small business loan applications. credit reserve programs CHFA’s credit reserve programs strengthen your small business loans by funding a loan loss reserve for each loan registered in the program. green colorado credit reserve (gccr) Become a participating lender and use Green CCR to strengthen customers’ loan applications for energy efficiency upgrades. colorado credit reserve This program has limited funding available on a first-come first-served basis. Existing lenders may access program forms on the Forms and Documents page. contact Contact CHFA Community Development to learn how we can partner with your organization.