How to Get a CHFA Loan

 homeownership in colorado

CHFA is Colorado’s trusted partner for affordable and responsible homeownership.

Through our statewide networ​k of
approved lenders, we offer:
  • ​home purchase loans; and
  • grants and second mortgage loans for down payment and closing cost assistance.
We also sponsor free homebuyer education across the state in English and Spanish to help prepare you for homeownership.​

 lenders and real estate professionals

Buying a home is a big commitment. We understand you might feel overwhelmed.

Interested in CHFA for homeownership? Learn the basic requirements to get a CHFA loan and the first steps you should take to get started.

  • Attend CHFA Homebuyer 101 webinar.

CHFA-sponsored homebuyer education classes will help you learn the ins-and-outs of buying a home. 

CHFA's loan programs are available through our statewide network of more than 100 approved lenders.​

Find a CHFA Participating Lender close to you and get started on your road home.

Need help with your down payment and/or closing costs?

Let CHFA's optional Down Payment Assistance Grant (CHFA DPA Grant) or Second Mortgage Loan reduce your up-front homebuying costs.​​​

Find out how much you might be able to afford and your estimated monthly payment. 

CHFA helps homeowners at risk of foreclosure connect with HUD-approved housing counselors. 

We also sponsor Colorado Housing Connects, 1.877.601.HOPE (4673). One out of four households who meet face-to-face with a housing counselor avoids foreclosure. 


 Contact Us


Home Finance





Wester​n Slope