homeownership in colorado CHFA is Colorado’s trusted partner for affordable and responsible homeownership. Through our statewide network of approved lenders, we offer: home purchase loans; and grants and second mortgage loans for down payment and closing cost assistance. We also sponsor free homebuyer education across the state in English and Spanish to help prepare you for homeownership. lenders and real estate professionals For Participating Lenders For Real Estate Professionals For Nonprofits