today's interest rates

​​​​Daily Loan Rates eNews 

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CHFA's interest rates are available by 9:30am MT. HomeConnectionsm​​ will be open Monday through Friday for reservations from 9:30am to 10:00pm MT.

Rates posted after 10:00pm MT, over holidays, and weekends are sample rates from the previous business day and are not to be relied upon for reservations.​

Rates as of January 19, 2017Borrower Premium
ProductPar+1+2+3

CHFA Preferred Purchase - Fannie Mae

Conventional with Mortgage Insurance
4.500% 4.625% N/A N/A

CHFA Preferred Purchase - Freddie Mac

Conventional with Mortgage Insurance
4.500% 4.625% N/A N/A

CHFA Preferred Plus Purchase - Fannie Mae

Conventional with Mortgage Insurance
5.000% 5.125% N/A N/A

CHFA Preferred Plus Purchase - Freddie Mac

Conventional with Mortgage Insurance
5.000% 5.125% N/A N/A

CHFA Preferred Refinance - Fannie Mae

Conventional with Mortgage Insurance
4.500% 4.625% 4.750% N/A

CHFA Preferred Refinance - Freddie Mac

Conventional with Mortgage Insurance
4.500% 4.625% 4.750% N/A

CHFA Advantage Purchase - Fannie Mae

Conventional with no Mortgage Insurance
4.875% 5.000% N/A N/A

CHFA Advantage Purchase - Freddie Mac

Conventional with no Mortgage Insurance
4.875% 5.000% N/A N/A

CHFA Advantage Refinance - Fannie Mae

Conventional with no Mortgage Insurance
4.875% 5.000% 5.250% N/A

CHFA Advantage Refinance - Freddie Mac

Conventional with no Mortgage Insurance
4.875% 5.000% 5.250% N/A

CHFA SmartStep

Government (FHA, VA, RD)
4.125% 4.250% N/A N/A

CHFA SmartStep Plus

Government (FHA, VA, RD)
4.500% 4.750% N/A N/A

CHFA SmartStep 203K

FHA 203k
4.625% N/A N/A N/A

CHFA SmartStep 203K Plus

FHA 203K
4.875% N/A N/A N/A

CHFA HomeOpener

Government (FHA, VA, RD)
4.250% 4.375% N/A N/A

CHFA HomeOpener Plus

Government (FHA, VA, RD)
4.625% 4.875% N/A N/A

CHFA HomeOpener 203K

FHA 203k
4.750% N/A N/A N/A

CHFA HomeOpener 203K Plus

FHA 203K
4.875% N/A N/A N/A

CHFA FHA Streamline Refinance

FHA Only
4.125% 4.250% 4.375% 4.500%
Rates subject to change without notice. Daily rates will be updated by 9:30am Monday - Friday MT. Rates posted after 10:00pm MT, over holidays, and weekends are sample rates from the previous business day and are not to be relied upon for reservations. New reservations can be made between 9:30am and 10:00pm MT, Monday - Friday, excluding holidays and weekends. Homebuyers interested in applying for financing should contact one of CHFA's Participating Lenders. CHFA does not lend money directly to consumers. We use approved Participating Lenders to qualify consumers and make all mortgage loans.  This is not an advertisement for credit as defined in Regulation Z. This information is intended for CHFA's Participating Lenders only.