chfa home finance enews

CHFA is pleased to announce the publication of a revised and updated CHFA Seller’s Guide. This version is a comprehensive update of the guide and incorporates recent CHFA program and process changes previously announced via CHFA eNews announcements, webinars, and program matrices.

Information on upcoming training offered by CHFA Home Finance in May 2026.

CHFA Home Finance is issuing this reminder due to continued post-closing and purchase review findings. Please review the requirements below as failure to comply may result in CHFA declining to purchase a loan.

Given that the tax filing deadline has come and gone, CHFA would like to remind you of tax return requirements.

Information on upcoming training offered by CHFA Home Finance in March 2026.

Beginning today, Monday, February 23rd, eligible lenders are invited to apply for financing from two new programs that support the construction or conversion of Accessory Dwelling Units (ADUs) for low- and moderate-income borrowers...

CHFA would like to thank all our Participating Lenders for their continued support and dedication to Colorado homebuyers. With the help of our 109 active Participating Lenders, CHFA was able to help 5,491 households achieve homeownership in 2025. Below are highlights we’d like to share!

CHFA staff will be participating in an all-staff event Thursday, February 12, 2026. CHFA’s HomeConnection system will remain operational, allowing lenders to lock new loans and upload documents.

In the current interest rate market, you may have CHFA homeowners inquiring about refinancing their CHFA first mortgage loans. Please share the following important considerations:

Information on upcoming training offered by CHFA Home Finance in February 2026.

Below is a list of 2026 holidays affecting CHFA Home Finance operations. When CHFA is closed, lenders will be able to submit documents; however, loan locks, document processing, file check-ins and reviews, and all other CHFA Home Finance operations will not be available.

Do you want to learn more about the federal Recapture Tax that your CHFA FirstStep and CHFA FirstGeneration borrowers may be subject to? Do you know that CHFA offers reimbursement if the borrowers are required to pay recapture tax?

Effective for new locks made on or after January 5, 2026, use the lower of $832,750 or the applicable program loan limit determined by FHA, VA, USDA-RD, Fannie Mae, or Freddie Mac®, plus financed MI, MIP, VA Funding Fee, USDA-RD Guarantee Fee, or 203(k) rehab funds (subject to applicable insurer, guarantor, or investor guidelines).

For any loan closed in 2025 and purchased by CHFA after January 28, 2026, Participating Lenders are responsible at a minimum for the payment of the first half of required prior year’s property taxes and all previous years’ taxes.

Information on upcoming training offered by CHFA Home Finance in January 2026.

Below is a list of 2025 holidays affecting CHFA Home Finance operations. On days when CHFA is closed, lenders will be able to submit documents; however, loan locks, processing of documents, file check-ins and reviews, and all other CHFA Home Finance operations will not be available.

Your responses will highlight opportunities for CHFA’s growth and development.

CHFA always strives to better understand the needs of our lending partners. Please take a moment to help us by responding to a brief survey focused on our customer service, programs, processes, delivery, and access

The Transfer of Servicer (TOS)/Transfer of Beneficiary (TOB) must be completed within the MERS system within five days of CHFA’s loan purchase. During a recent audit on the MERS TOS, it was found that loans are not being transferred timely.

Information on upcoming training offered by CHFA Home Finance in November 2025.

CHFA is allowing permanent interest rate buydowns on our government loan programs (CHFA FirstStep, CHFA FirstGeneration, CHFA HomeAccess, and CHFA FHA Streamline Refinance) for loans locked on or after September 29, 2025,

CHFA is pleased to announce the publication of a revised and updated CHFA Seller’s Guide. This version is a comprehensive update of the guide.

Information on upcoming training offered by CHFA Home Finance in October 2025.

“Financial education” and “fun” aren’t usually in the same sentence. That’s all changing with CHFA’s collaboration with Zogo, a gamified financial education app.

Committed to our vision that everyone in Colorado will have the opportunity for housing stability and economic prosperity, CHFA is excited to announce that in the coming weeks we will allow permanent interest rate buydowns on our programs.