Learn more about becoming a CHFA Participating Lender. Let us help you grow your business and set yourself apart from the competition. Below are the steps to become an authorized CHFA Participating Lender.
Utilize our application guide to understand the approval process and determine your organization’s readiness to become a CHFA Participating Lender.
Complete and submit our Pre-application Questionnaire and verify your company meets CHFA’s minimum Participating Lender criteria. If the questionnaire is incomplete, or if your organization does not meet the criteria, the Participating Lender Application will not be provided.
If your company meets CHFA’s minimum Participating Lender criteria, you will receive an invitation to submit a full application, along with a $1,000 application fee. Applications are processed through Comergence/Optimal Blue. Application documents include:
- Policies and Procedures
- Quality Control Reports
- Financial Documents
CHFA will review your organization’s policies, procedures, and documentation against CHFA and agency guidelines.
If/When your organization has met CHFA Participating Lender criteria, CHFA will issue an approval letter to your organization to begin originating CHFA loans. It will be at this time that lender must enter into a Mortgage Purchase Agreement with CHFA.
Training will be provided to your organization by an assigned Business Development Specialist. Training is available for both operational and originating staff.
CHFA will provide ongoing program and technical support by an assigned Business Development Specialist.
Any Participating Lender will be subject to a yearly review to ensure that Participating Lenders maintain CHFA eligibility.

CHFA has helped a lot of my customers achieve their goal of homeownership. Also, 97 percent of clients are monolingual or speak English as a second language and having CHFA’s website in Spanish helps them understand even more and guide them on their journey.