down payment assistance





get housed: down payment assistance & home loans​​

Get help with down payment and closing costs—just choose the assistance option that best meets your needs.

down payment assistance grant*
(chfa dpa grant) ​
second mortgage loan*​
  • Up to 4 percent of your first mortgage**
    (Example: Get up to $8,000 on a $200,000 mortgage)
  • No repayment required

  • Up to 5 percent of your first mortgage**
    Example: Get up to ($10,000 on a $200,000 mortgage)
  • Repayment of loan balance deferred until certain events, such as payoff of your first mortgage, or the sale or refinance of the home. 



If you are considering homeownership, and are looking for tips on how to become confident, empowered, and successful homeowner, subscribe now to CHFA: ​Your Road Home​, our monthly eNewsletter.

Continue the savings with our loan programs which offer:

  • Low 3 percent down payment requirement  – our assistance options can cover this too!
  • Programs without mortgage insurance

Talk to a CHFA Participating Lender to find out which loan program will give you the most savings! 

do you qualify?

You’d be surprised how many people do! See income limits in your area


get smart: chfa-sponsored homebuyer education

We don’t just invest in your home—we invest in your success. By sponsoring homebuyer education in-person and online, we give you the tools to make informed decisions and take the intimidation out of buying a home. 

Arm yourself with the information you need to find your future home!
Find a CHFA Participating Lender

​get smart and get housed!

Contact a CHFA Partic​ipating Lender ​to learn more and get started today.

Disclaimer: CHFA does not lend money directly to consumers. We use approved Participating Lenders to qualify customers and make all mortgage loans. 
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* Higher interest rates apply

**For a 30-year, fixed-rate loan