down payment assistance


get housed: down payment assistance & home loans​​

Get help with down payment and closing costs—just choose the program that best meets your needs.

down payment assistance grant*
(chfa dpa grant) ​
zero-percent second mortgage loan*​
  • Up to 4 percent of your first mortgage** ($8,000 on a $200,000 mortgage)
  • No repayment
  • Higher interest rate on first mortgage with grant

  • Up to 5 percent of your first mortgage** ($10,000 on a $200,000 mortgage)
  • No monthly payments, but must be paid upon sale or refinance
  • Lower interest rate on first mortgage with second mortgage loan

If you are considering homeownership, and are looking for tips on how to become confident, empowered, and successful homeowner, subscribe now to CHFA: ​Your Road Home​, our monthly eNewsletter.

Continue the savings with our loan programs which offer:

  • Low 3 percent down payment requirement (gift funds count) – our assistance options can cover this too!
  • Only $1,000 borrower investment required, and it may be gift funds
  • Programs without mortgage insurance

Talk to a CHFA Participating Lender to find out which loan program will give you the most savings! 

do you qualify?

You’d be surprised how many people do! See income limits in your area

get smart: chfa-sponsored homebuyer education

We don’t just invest in your home—we invest in your success. By sponsoring homebuyer education in-person and online, we give you the tools to make informed decisions and take the intimidation out of buying a home. 

Arm yourself with the information you need to find your future home!
Find a CHFA Participating Lender

​get smart and get housed!

Contact a CHFA Partic​ipating Lender ​to learn more and get started today.

* Higher interest rates apply

**For a 30-year, fixed-rate loan