when should I take a class?
The best time to take a homebuyer education class is when you are starting to consider buying a home. Be prepared and knowledgeable by learning how to navigate the many steps in the process, including creating a budget, understanding your credit score, finding a lender, and the loan process.
Homebuyer education is required for all CHFA borrowers.
click here for in-person schedule
Free to all, not just CHFA borrowers
Required for all CHFA borrowers; each borrower must take the class
Contact an in-person education provider directly to sign up for a class
Available statewide through select education providers
Contact provider if language translation or ASL services are needed
click here for online class choices
Each borrower must take the online class individually
Generally costs $99 for the borrower and $50 for each additional coborrower using the same provider (a discount code is emailed to coborrower once borrower registers with a coborrower)
Online classes require a post-class housing counseling session completed over the phone
Online classes (and post-class counseling) are also available in Spanish
You must complete homebuyer education before closing with a CHFA program. But beyond that, we hope you’ll join us because well-informed homebuyers become successful homeowners.
Note: CHFA does not accept homebuyer education certificates issued by non–CHFA-approved homebuyer education providers.
certificate of completion
After completing the homebuyer education, and post-class housing counseling session (if applicable), you’ll receive a certificate of completion from the education provider. You’ll need this certificate to close on your CHFA loan. For all CHFA programs, you must be under contract within 12 months from the date on the certificate.
homebuyer class resources
Below is a link to the in-person homebuyer education curriculum. Students, please print out the Participant Guide prior to your in-person homebuyer education class to get the most from your experience. Additionally, reviewing the curriculum in advance will give you a more in-depth understanding of the course material, and includes helpful appendices.
homebuyer education guide notice
The materials and information included in this Homebuyer Education Guide are intended for the exclusive use of the instructor, counselors, employees, and students of the CHFA-approved homebuyer education provider, and are to be used in conjunction with teaching a CHFA-authorized homebuyer education class. The approved provider agrees not to share this material with individuals and entities that have not been approved by CHFA to be homebuyer education providers.