Financial education you’ll love to learn

We’ve partnered with Zogo to help you take control of your financial future and earn rewards in the process. CHFA’s vision is that everyone in Colorado will have the opportunity for housing stability and economic prosperity, and a great place to start is by understanding your finances and how it relates to reaching your goals.

And, if you play on the mobile app, you can earn rewards to places like Starbucks, Best Buy, and more.

Zogo helps take the guesswork out of personal finance with clear, easy-to-understand lessons.

  • Not sure how to budget or how to start building savings?
  • Want to learn how credit impacts your present and future options?
  • Confused about buying a home?

Don’t worry, CHFA and Zogo have you covered.

If you do not have an access code, please email homeownership@chfainfo.com to request one.

Use Zogo now and start taking control of your financial future.

Please note: rewards are only available when using the Zogo app. Rewards are not available when using the web version of Zogo.

Zogo Legal Notices and Disclaimers

By utilizing the Zogo financial literacy application, I represent I am at least eighteen years of age and have read, understand, and agree to each of the following legal notices and disclaimers. If the user is under the age of eighteen, the legal guardian of such user, hereby represents that they are at least eighteen years of age and have read, understood, and agreed to each of the following legal notices and disclaimers.

Third Party Website Link and Application Disclaimer

The Zogo Financial website and mobile application is an external resource that is managed and administered by Zogo Financial, a third-party. The use of the Zogo financial literacy website platform or mobile application (referred to herein as “Zogo Platform”) is provided solely for your convenience. CHFA’s partnership with Zogo does not imply any endorsement of the material on the Zogo Platform or any endorsement of or association with the Zogo Platform’s operators. You understand that when using the Zogo Platform, that site or app is governed by Zogo’s privacy policy and terms of use, and Zogo is solely responsible for the content and offerings presented on the Zogo Platform. CHFA makes no representation and accepts no responsibility or liability regarding the quality, safety, suitability or reliability of any external website or app or the content or materials of any website or app other than its own website. Use of linked sites and the Zogo Platform is strictly at your own risk.

Nondiscrimination

With respect to its programs, services, activities, and employment practices, Colorado Housing and Finance Authority (“CHFA”) prohibits unlawful discrimination against applicants or employees on the basis of age 40 years and over, race, sex, sexual orientation, gender identity, gender expression, color, religion, national origin, disability, military status, genetic information, marital status or any other status protected by applicable federal, state or local law.

Privacy Statement

Please refer to our website for additional privacy information https://www.chfainfo.com/privacy.

Colorado Open Records Act

The Colorado Open Records Act, Colo. Rev. Stat. §24-72-200.1 et seq. (CORA), requires public records be open for inspection at reasonable times, except as provided by law. CORA applies to political subdivisions of the State of Colorado, including CHFA.

Record Retention

Data collected from any surveys conducted through the Zogo Platform will be retained only for as long as is necessary for the purposes of learning more about the type of users engaging with the Zogo Platform and to determine what, if any, future content will be made available through the Zogo Platform. We will retain and use the survey data to the extent necessary to comply with any of our legal obligations related to such survey data.

Reporting a Complaint

Concerns or complaints regarding the Zogo Platform, including but not limited to any technical issues, issues accessing the Zogo Platform and receiving or cashing out rewards, should be directed to the third-party website or mobile application administrator, Zogo. CHFA makes no representations or warranties regarding any actions taken by the third-party websites or mobile application’s administrator. If after submitting requests or complaints through Zogo’s channels of communication your issue is unresolved, please contact CHFA Home Finance Business Development at homeownership@chfainfo.com.

External Publications

All survey entries submitted through the Zogo Platform shall become the sole property of CHFA and may be used and shared at any time internally within CHFA and externally with third parties in any media including, but not limited to social media, for purposes related to CHFA’s mission, including without limitation, research and strategy, art, publicity, marketing, trade and promotion of CHFA and its various products and programs without compensation or obtaining any further consent from the Zogo Platform user.

I indemnify, hold harmless and release CHFA and CHFA’s directors, officers, employees, agents, contractors, and third-party designees who are acting on behalf of CHFA (collectively “CHFA Representatives”) and each of their respective successors and assigns, from any and all claims, demands, causes of action and damages which I may have relating to this consent to external publications (the “Consent”). I understand that CHFA and CHFA Representatives cannot warrant or guarantee that any further dissemination and use of the survey responses will be subject to their supervision or control. This Consent shall be binding on my heirs, successors, assigns, and legal representatives.

Zogo Platform participants may only revoke this Consent in writing and only with respect to the future use and sharing by CHFA of their survey responses after a reasonable period, but in no event less than 10 days, following CHFA’s receipt of written notice of such revocation of Consent. CHFA continues to retain the right to use and share any and all aggregated data compiled from survey responses. Requests to revoke should be sent to either: Colorado Housing and Finance Authority, Attn: Zogo Survey Consent Revocation, 1981 Blake Street, Denver, Colorado 80202 or privacy@chfainfo.com.