homebuyer education

​Coronavirus (COVID-19) Update
​In light of Governor Polis declaring a state of emergency for Colorado, CHFA will be temporarily covering the cost of online homebuyer education. Please pay attention to popup messages when registering for an online homebuyer education class, as a code may be provided to take the class free of charge.

Starting on March 16, 2020, individuals may choose a free online homebuyer education option, which can be found below. Reimbursement for online fees paid will not be granted by either CHFA or our homebuyer education providers.

Please note: CHFA is working closely with our homebuyer education providers to ensure the class schedule below is accurate. However, be mindful that providers may alert you to any changes or cancellations to class registrations. Should you decide to take an online class instead, please call the provider directly to cancel your in-person registration.

what to expect from the class

The best time to take a homebuyer education class is when you are considering buying a home. You will become an informed homebuyer and successful homeowner by learning:

  • How to create a budget as a homeowner
  • How credit impacts homebuying options and how to improve your credit
  • How to find a real estate agent and a lender
  • The costs of homebuying and the approval process
  • What to expect as a homeowner

how long is the class?

  • In-person classes are up to 8 hours long.
  • Online classes average 6 hours, yet completion times vary by individual. Each borrower must individually and independently register and complete this course. A follow-up counseling call is required for all borrowers in order to get a certificate.

who provides homebuyer education?

Classes are available across the state through CHFA's homebuyer education providers.*

*Both in-person and online options are available in English and in Spanish. Contact the homebuyer education provider if language translation or ASL services are needed. All in-person classes are offered in facilities accessible for individuals with disabilities.

​steps to finding, registering, and completing a class

  1. Click on your region in the map below.
  2. Available classes will appear.
  3. Use the scroll bar to view classes, including in-person, online, and interactive webinars.
  4. Can’t find an option that works for you? Click on another region to begin a new search.
  5. Once you find a class, use the “Registration Link" or "Call to Register" to enroll.
    • Important: Please pay attention to popup messages when registering for an online homebuyer education class, as a code may be provided to take the class free of charge.
  6. Certificate of completion:
    • In-person class or interactive webinar: Upon completion of the class, you will receive a certificate from the provider (not CHFA).
    • Online class: You must complete a follow-up call with the provider to receive a certificate; the provider will email or call you to set-up the appointment. After the call, the provider will send you the certificate.
  7. Provide the certificate to your lender.
  8. The lender will submit the certificate to CHFA. Certificates must be for classes taken within 12 months of the date a borrower goes under contract to purchase a home.