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We are mission-based and we want to help you feel confident when buying a home with our sponsored homebuyer education classes and down payment assistance programs.

Homebuyer Education

  • We encourage you to take a CHFA-sponsored homebuyer education class early in the homebuying process.
  • Topics cover everything from selecting a realtor and lender to understanding “the hidden costs of homeownership.”
  • Taking the class is required to receive a CHFA mortgage loan.

Down Payment Assistance

The Sotos

Owning a home was a dream we shared. We wanted to settle down and be a family here. Now, we own something that's ours - we strived for it and we earned it!

Jeanmary and Erik Soto, CHFA Homeowners, Rifle

Where to Start?

We encourage you to take a homebuyer education class first to make sure you are ready for homeownership. Then, contact a CHFA Lender to find out which loan program and down payment assistance program may meet your needs. 

Who Do We Serve?

In 2021, we helped over 8,500 Coloradans become homeowners. 

91%

First-time Homebuyers

$69,111

Median Income

678

Median Credit Score

$325,065

Median Loan Amount

*Higher interest rates apply

Contact a CHFA Participating Lender

CHFA Participating Lenders can help you understand which options might work best for you.

Disclaimer: CHFA does not lend money directly to consumers. We use approved lenders to qualify customers and make all mortgage loans. 

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