CHFA has been Colorado’s trusted partner for homeownership for more than 50 years, helping more than 155,000 people become homeowners.

Homebuyer Education

  • We encourage you to take a CHFA-sponsored homebuyer education class early in the homebuying process.
  • Topics cover everything from selecting a realtor and lender to understanding “the hidden costs of homeownership.”
  • Taking the class is required to receive a CHFA mortgage loan.

Down Payment Assistance

Alyssa and Ryan standing in their neighborhood

CHFA helped us achieve homeownership by helping us with our down payment. Down payments are really expensive and with the help from CHFA, we were able to buy a new build home and use our money that we saved up to go toward a new fence and a new washer and dryer and other things that new homes need.

Alyssa and Ryan, CHFA Homeowners
A couple - working at a counter in a kitchen

Owning a home was a dream we shared. We wanted to settle down and be a family here. Now, we own something that's ours - we strived for it and we earned it!

Jeanmary and Erik , CHFA Homeowners

Where to Start?

We encourage you to take a homebuyer education class first to make sure you are ready for homeownership. Then, contact a CHFA Lender to find out which loan program and down payment assistance program may meet your needs. 

Who Do We Serve?

In 2024, we helped over 5,291 Coloradans become homeowners. 

92%

First-time Homebuyers

$100,467

Median Income

694

Median Credit Score

$368,207

Median Loan Amount

*Higher interest rates apply