CHFA has been Colorado’s trusted partner for homeownership for over 50 years, helping more than 160,000 people become homeowners.

Homebuyer Education

  • We encourage you to take a CHFA-sponsored homebuyer education class early in the homebuying process.
  • Topics cover everything from selecting a realtor and lender to understanding “the hidden costs of homeownership.”
  • Taking the class is required to receive a CHFA mortgage loan.

Down Payment Assistance

Where to Start?

Buying a home is a big commitment. We are here to help. Learn the steps to homeownership or contact a CHFA Participating Lender to find out which loan program and down payment assistance option may meet your needs.

Steps to Homeownership Contact a CHFA Participating Lender
A video testimonial from CHFA homeowners Alyssa and Ryan

CHFA helped us achieve homeownership by helping us with our down payment. Down payments are really expensive and with the help from CHFA, we were able to buy a new build home and use our money that we saved up to go toward a new fence and a new washer and dryer and other things that new homes need.

Alyssa and Ryan, CHFA Homeowners
Watch the full homeownership story
A couple - working at a counter in a kitchen

Owning a home was a dream we shared. We wanted to settle down and be a family here. Now, we own something that's ours - we strived for it and we earned it!

Jeanmary and Erik, CHFA Homeowners

Who Do We Serve?

In 2025, we helped over 5,491 Coloradans become homeowners. 

  • 93% First-time Homebuyers

  • $101,832 Median Income

  • 698 Median Credit Score

  • $374,700 Median Loan Amount
*Higher interest rates apply

Contact a CHFA Participating Lender

CHFA Participating Lenders can help you understand which options might work best for you.

Disclaimer: CHFA does not lend money directly to consumers. We use approved lenders to qualify customers and make all mortgage loans. 

Contact a Participating Lender